About us
THE HEAVYWEIGHT IN YOUR CORNER
Paysumo was built by payments people who got tired of watching good operators get declined, frozen and ignored. We take on the weight of payments — processing, conversion and banking — so your business keeps moving.
Our story
Why we exist
Most processors treat specialist merchants as a problem to be managed: opaque pricing, rolling reserves, and an account manager who stops replying the moment volume gets interesting.
We started Paysumo to do the opposite. One FINTRAC-registered group that handles card acquiring, local payment methods, OTC conversion and banking rails — with a compliance team that knows the verticals and a support team that picks up at 3am.
Today we serve digital platforms, online merchants, cross-border businesses and specialist operators across more than forty markets, and we operate as a money services business registered with FINTRAC.
Regulatory status
Registered in Canada
Jurisdiction
Toronto, Ontario (Canada)
Registered as a money services business (MSB) with FINTRAC.
MSB registration number
N300000942
FINTRAC-registered money services business.
Registered office
20 Bay Street, 11th Floor
Toronto, Ontario Canada M5J 2N8
Group
Three businesses, one partner
Paysumo Payments
Global Visa and Mastercard acquiring plus the local APMs your customers actually use.
SumoDesk
Our OTC desk for crypto and fiat conversion at size, with firm quotes and same-day settlement.
SumoBank
Banking-as-a-service: dedicated IBANs, multi-currency accounts and payment rails via API.
Values
How we work
We don't decline by default
Complex businesses aren't an exception we tolerate. They're the expertise we build for.
Compliance first, always
Registered with FINTRAC from day one. Controls are designed in, never bolted on.
Real people, real answers
A named account team, reachable 24/7. No ticket queue, no chatbot loop.
Transparent pricing
Clear rates and a straightforward path to your first transaction. No black-box statements.
Built to take the weight
Infrastructure that scales with your volume instead of buckling at peak events.
Long-term partners
We plan around your roadmap — new markets, new methods, new entities.
Get in touch
Let's talk about your setup
Tell us about your markets, methods and volumes. A real person will come back to you.